Cool Fintech Project from Japan

About the Client

Our client is a fast-growing fintech company based in Tokyo. The company offers a real-time monthly consolidated credit service all across Japan, a so-called Buy Now Pay Later solution. Our client started Japan’s first instant post-pay credit service for eCommerce consumers in October 2014.

In 2022 our client appeared among the world’s Top 100 fintech companies according to the research of the FinTech Magazine — digital community for the Financial Technology industry.

The main product is an online payment app that doesn’t require the usage of credit cards and the pre-registration process. Instead, customers get the ability to buy products online with the help of phone numbers and email addresses (Buy Now Pay Later model). They also get a perk of using their funds during the whole month and then return the zero balance without paying accrued interest. The product also supports multi-pay installments and subscriptions.

There are currently over 1,500,000 accounts in use. This service got the largest investment in the Japanese financial tech industry, including PayPal Ventures investment.

Team on the Project

The dedicated team at Mobilunity for the client has been launched in June 2020. The team size in 2021 varies around 5 full-time members, and permanently grows.

We are in the ongoing process of hiring more people here with various technical stacks, so you should definitely find an opportunity that matches your needs:

  • Back-end (Scala)
  • Mobile (React Native)
  • Front-end (React)
  • DevOps
  • Automation QA (Python, Java).

Working Processes

Our client prefers Kanban as an Agile project management methodology. Tasks and issues are processed on the Kanban board, and they have the same principle as Jira tickets.

Despite this is a Japan-based company, you should not worry about the language or culture barrier since English is the primary language in all communication our tech teams have.

Ukrainian team actively participates in daily meetings. CI/CD practices are implemented on the project, thus enabling dev teams to focus on meeting business requirements, code quality, and security matters.

Technical Stack on the Project

  • Back-end: Scala, Cats/Cats-effect, Apache Cassandra, Apache Kafka, ElasticSearch
  • Infrastructure: AWS, Cloudformation, ECS, Fargate, Hexagonal architecture
  • Web front-end: React, Redux, Webpack (SPA)
  • Mobile: React Native

Quotes from Developers

When I joined the project, I was pleasantly surprised how they care about the hygiene of their codebase. Thorough code reviews and functional programming approach results in readable and maintainable code which is very important as we read code significantly more often than we write it.

Artur Zhurat,
Scala developer

I enjoy working with the company because it has high coding standards, the engineers are very skilled and experienced, and the company has great growth potential. I also like the responsibility we have by working on such a big project with tens of thousands of consumers involved daily. It makes you think about your decisions, about the performance of the platform, about the impact on the consumers. This environment lets you grow as a specialist while also allowing for freedom of action and creativity: you are always welcomed to propose new solutions and try them out. People here are friendly and open to conversation, so there are no issues with miscommunication both inside the team and between teams.

Mykyta Pedorych,
Scala developer

Who We Are Looking For

Our client’s team is highly skilled, but even Senior specialists will have the ability to learn something new because the company is very welcome to grasp new ideas and suggestions as they value everyone’s opinion

The company is looking for proactive people who are ready to grow and demonstrate expertise by successfully performing tasks. Our client’s expectations from their employees include the ability to take risks and not get scared of making mistakes – this is the best way for better work performance and product improvement.

They also praise the ability to see customer’s needs and understand the general principle of the company.

Open Vacancies

Development Team
3+ years of experience
Hot
Japan
Project Manager

Our client is a fast-growing fintech company based in Tokyo. The company offers its real-time monthly consolidated credit service all across Japan. Our client started Japan’s first instant post-pay credit service for e-commerce customers in October 2014. The main product is an online payment platform which requires no pre-registration or credit card to use; via this service the customers can purchase products online using only a mobile phone number and email address and settle a single monthly bill for all their purchases, either at a convenience store, by bank transfer or auto debit. Customers can use credit funds during a month and then return the balance to zero without paying credit interests.

This service also supports multi-pay installments and subscriptions. There are currently over 4 million accounts in use. This service got the largest investment to date in the Japanese financial tech industry, including PayPal Ventures investment.

Development Team
3+ years of experience
Hot
Japan
AQA Software Engineer

Our client is a fast-growing fintech company based in Tokyo. The company offers its real-time monthly consolidated credit service all across Japan. Our client started Japan’s first instant post-pay credit service for e-commerce customers in October 2014. The main product is an online payment platform which requires no pre-registration or credit card to use; via this service the customers can purchase products online using only a mobile phone number and email address and settle a single monthly bill for all their purchases, either at a convenience store, by bank transfer or auto debit. Customers can use credit funds during a month and then return the balance to zero without paying credit interests.

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